Cash App $147 Payment for Everyone – All About Cash App $12.5M Settlement

If you got annoyed by an unexpected text message of Cash App, Then good news for you, your overdue justice is here. A popular money transfer service Cash App recently agreed to pay $12.5 million to settle a class action lawsuit over spam text messages. That means actual cash payments ,Which is estimated at around $147 for each users who received these unwanted messages. Here’s what you need to know about the case, who benefits, and how to claim your share.

This settlement makes it clear to tech companies that they need to protect their customers from annoying ads. Each person should remember to hold platforms responsible, especially when their email inbox is full of offers you never asked for. Here we have broken down Cash App spam text case, You can check all details below

Overview Cash App $147 Payment

Detail	Information
Settlement Amount	$12.5 million
Estimated Payout	$88–$147 per eligible person
Eligibility	You have been receiving unwanted, text messages, with Cash App, at least once, between February 20, 2018, and January 1, 2023.
Claim Deadline	Mid-2024
Payment Timeline	Mid to late 2025
Payout Methods	Direct deposit and digital payment like PayPal, Venmo, or check

Understanding the Cash App Spam Text Lawsuit People who used Cash App and Block Inc., the company that owns Cash App, said they kept getting spam texts, even if they weren’t using the app. It was found in the lawsuit that Cash App sent commercial messages without permission, which is against the TCPA. Spam calls and texts are illegal unless the person agrees to receive them. This is why the TCPA was made.

Allegations Against Cash App

Aggressive marketing was at the heart of the lawsuit. Users claimed that they received texts like:

• Promotions for referral bonuses
• Links to sign up or download the app
• Invitations to try Cash App services

Some recipients never even signed up for Cash App. Many more had unsubscribed or opted out, only to get hit with new pitches from recycled phone numbers. The end result? Tons of complaints, headaches for consumers, and a legal showdown.

The lawsuit argued Cash App’s messages were:

• Sent without prior written consent
• Sent to both existing and non-users
• Persistent, sometimes after opt-out requests

This left thousands frustrated, feeling like their phone numbers were fair game for relentless marketing.

Class Action Lawsuit Timeline and Settlement Negotiations

Here are the details of incident :

1. First Complaints: The first complains regarding spam text messaging started in 2019.
2. Filing the Lawsuit: The predominant class-action suit was submitted in 2022.
3. Court Actions and Negotiations: The defenders also addressed the court with their documents and facts.. Cash App denied wrongdoing but saw risk in a drawn-out fight.
4. Settlement Agreement: Cash App accepted to meet $12.5 million settlement to resolve the case in 2024.

The case settled before trial, which means Cash App didn’t admit fault, but users get compensated without years of extra legal battles.

Who Is Eligible and How to Claim Your $147 Payment

If you’re thinking, “Was I affected?” you’re not alone. The settlement covers a big group of people—but not everyone.

Eligibility Requirements for the Settlement

You may qualify for a payment if:

• You have been receiving unwanted, text messages, with Cash App, at least once, between February 20, 2018, and January 1, 2023.
• You have resident of the United States.
• The number that received the message belonged to you during that period.
• You weren’t an employee or related to the lawsuit’s main parties.

The main profile being targeted are the people who at some point hadn’t given a written consent or opt out yet continued to receive texts. If you have files, like screenshot or messages stored, then they would be helpful to have some proof but it’s not always necessary.

How Much Can You Expect to Receive?

The $12.5million settlement fund is to be shared among the eligible claimants after the payment of legal fees, administrative costs and a service award to the lead plaintiff. Every qualifying claimant will obtain a sum of money between $88 and $147, roughly 17 and 29 percent of the $500 of statutory damages per violation that CEMA permits. The final amount depends on the number of valid claims submitted on App Cash claim portal, The more claimants, the lower the individual payout due to the pro rata distribution system. Payments can be received via check, Venmo, or PayPal, based on your preference during the claim process.

Filing a Claim: Steps and Deadlines

Ready to get your payment of the settlement? The process is straight-forward. Here’s a quick guide:

1. Visit the Official Settlement Website: There you will find the claim form and frequently asked questions
2. Fill Out the Claim Form: Write your address, name, phone number and the information about the texts you received.
3. Attach Evidence (If You Have It): Add evidence (Provided You Have It). Add screen shots or documentation in case you have.
4. Submit Before the Deadline: Claim filing period normally remains open by a couple of months within the date the official notice has been given. For this case the deadline was mid-2024.

How and When Payments Will Be Distributed

Now to the best part is the payout expected mid to late 2025. The amount payable to each successful claimant is expected to be approximately $147 but in a case where there is a large number of successful claims the amount might be lowered a little.

• Payment Method: The majority will receive direct deposit, checks through the mail, or some form of online payment.
• Timeline: The payments are usually released 2-3 months after the deadline of claims expires.
• Delays and Issues: When huge numbers of individuals make late entries in their claims, then it may take time to process. Watch out updates on mails sent by the settlement administrator.

In case your claim is rejected, you will receive a notification with the reasons thereof, and you have the right to appeal in case you believe that you have been mistaken.

Conclusion

Cash App’s $12.5 million spam text settlement gives consumers more than just a $147 payment. It marks a rare win against aggressive marketing, giving people real money for their hassles. It’s also a wake up call for big tech companies to respect user consent. If you think you’re eligible, take action now. File your claim, share this news with friends or family who might benefit, and help stop spam in its tracks. After all, when companies play by the rules, everyone wins—and sometimes, you really do get cash for your trouble.

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